A few days ago, Kapital Bank launched the first one of a kind in Azerbaijan service of Mobile POS for legal entities and individual entrepreneurs. The new service will have a positive impact on the growth of cashless payments and the development of digital banking services in the country.
In order to clarify especially the advantages and spheres of the use of a new service, we interviewed Heydar Suleimanov, leader of Tyba MSP and corporate banking Kapital Bank.
– What are the main advantages of the Mobile POS service?
– the Mobile POS service, presented together with the State Tax Service at the Ministry of Economy and VISA, will allow business entities to accept payment from cards, smart mines, stickers and other contactless payment instruments without the participation of traditional POS terminal. If so far entrepreneurs, in order to be able to accept cashless payments, it was necessary to visit a branch, go through intra-bank procedures and install additional equipment, now they can simply submit an online application and turn their smartphone into a POS terminal. The new service was developed by the IBA Group International IT Companion, it works on the basis of Visa Tap To Phone technology. I am sure that Mobile POS will make a significant contribution to the development of non -cash payments in the country.
– For whom is the new service intended, and are there any special conditions for connecting?
– Our main target audience is small entrepreneurs working mainly in the field of trade and services: hairdressers, tailors, couriers, taxi drivers, shoemakers, kiosk owners, people working in the food sector, small merchants, sellers of fruits and vegetables and vegetables and vegetables and vegetables and vegetables other. With the innovation, these people will not need to buy, install and carry with them a traditional POS terminal. To use the Mobile POS service, the first thing you need to be a client of Kapital Bank. You can connect to the service completely free and without visiting offices by passing an online registration in the mobile application Müştəri Bank. In addition to receiving contactless payments, Mobile POS also allows you to monitor the history of transactions and view information about current users. In addition, to use the service, you need to have a smartphone based on the Android operating system with the NFC module.
– Is the checks issued to customers after payment through Mobile POS?
– Of course, the check is provided. You can get it in three ways: the buyer can provide his mobile phone number or email address to the seller, as well as scan a special QR code generated after payment.
– How can entrepreneurs connect to a new service via Müştəri Bank?