Kapital Bank is one of the most active banks in the implementation of innovation and new services in Azerbaijan. The bank launched a new service for microbusiness, which will allow individual entrepreneurs for the first time, without looking up from work and saving time, get a cash loan online without visiting the branch.
To use the service, you need to go to the “MICKREDIT” section on the Kapital Bank corporate website and fill out the online application. Bank employees will consider the request, provide information about the loan amount and, after completing the registration, will credit money on a business card or a customer account. The card will be delivered to the house or to the office.
Another innovation for microbusiness customers having a current account in Kapital Bank is the possibility of receiving a loan based on turnover. According to the new analysis model, customers can receive a loan without passing the traditional lending process, that is, without visiting their enterprises and residence of the bank specialists. It is worth noting that customers with a current account in Kapital Bank are provided without any guarantees, guarantors or collateral.